Waterfront

Address

97 Black Walnut Lane, Monticello, KY

Listing Type

Active

Price

$ 889,900

Property Attributes

MLS#26005198
TypeSingle Family
Listing Status Active
CountyWayne
CityMonticello
Area070 - Wayne County
NeighborhoodRural
Zip42633
StyleSingle Family Residence
Year Built2007
Price$ 889,900
Bedrooms8
Full Bathrooms8
Half Bathrooms0
Sqr Footage6835
Lot Size1.4 Acres

Data Source:

ImagineMLS

Property Description

Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

Price History
3/17/2026	Listed $999,900
3/17/2026	8$925,000
6/11/2026	3$899,900
7/29/2026	2$889,900

General Features

Sewer	Septic Tank
Heating	Heat Pump
Cooling	Heat Pump
Possession	Close Of Escrow
Roof	Shingle
Appliances	Dishwasher,Microwave,Range,Refrigerator
Garage Spaces	3
Construction Materials	Log Siding
Year Built	2007
View	Lake
Property Subtype	Single Family Residence
Parcel Number	022-90-00-050-00
County	Wayne
New Construction	No
Property Type	Residential
HOA	false
Subdivision Name	Rural
Garage Y/N	true
Total Rooms	2
Full Baths	8
Status	Active
Directions	From Hwy 90 Bypass in Monticello: Turn onto KY-92 W. In 1.5 miles, take a slight right onto State HWY 789 & continue for 5.5 miles until you see the Hickory Point entrance on the right. 1.2 miles from
High School	Wayne Co
City	Monticello
Body of Water	Lake Cumberland
High School District	Wayne County - 70
MLS Area	070 - Wayne County
Lot Size Units	Acres
Lot Size Square Feet	60984
Carport Y/N	false
Elementary School	Wayne Co
Land Lease Y/N	No
Home Warranty Y/N	false
Middle/Junior High School	Wayne Co
MLS Area Minor	070 - Wayne County
Lease Considered Y/N	No
Rent Control Y/N	No
Standard Status	Active
MobileHomeRemainsYN	No
Senior Community	None
Sewer_co_Septic_sp_Tank	true

Interior Features

Interior Amenities	Eat-in Kitchen
Basement	Finished,Full
Flooring	Ceramic Tile,Wood
Total Fireplaces	2
Fireplace Features	Family Room,Great Room
Basement (Y/N)	Yes
Air Conditioning Y/N	true
Heating Y/N	true
Fireplace Y/N	true
Above Grade Finished Area	6835
Total Bedrooms	8
LivingAreaSource	Public Records
Total Baths	8
Heating-Heat Pump	true

Exterior Features

Water Source	Public
Lot Size Area	1.4
Foundation Details	Concrete Perimeter
Building Area Total	6835
Lot Size Acres	1.4
Lot Size Source	Public Records
Waterfront Y/N	true
Crops Included Y/N	No
Horse Y/N	false
Irrigation Water Rights Y/N	No